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Why Do I Need Business Insurance?





Whether your business is online, home-based, or corporate running a business is challenging enough and without the proper business insurance it will become even more stressful and costly. The good news is you can get the coverages you need tailored to your business.




Business Insurance Basics


Each business is different and will need specific coverages for that business. For example if you have a home-based business ran by one person, you will not need workers compensation, whereas a restaurant owner will need this coverage if their employees get hurt or sick on the job (we hope this doesn't happen), however if it does you want to make sure you are covered for life's mishaps. this is why Insurance is so important in many areas of our lives.


Different Types Of Business Insurance:


General Liability

A General Liability Policy (GLI) covers your business when a claim has been made involving bodily injuries, property damage, and medical cost that developed from your products or services.

Professional Liability

Workers Compensation

Commercial Property

Business Owners Policy

Commercial Auto

Umbrella Policy




The Importance Of Business Insurance



Whether you run a small business or a corporate business, you need insurance and here is why. When you run a business, you are open to many different types of risks such as property damage, liability claims, theft, severe weather, and many other perils. Without business insurance you may have out of pocket expenses for costly damages, legal claims, and employee injury. It’s important to have business insurance so you can protect others from harm by an incident at your company, such as fire, illness due to eating food if you own a restaurant, etc. Most states require business insurance so be sure to check with your state laws around insuring your business.



Get A Business Insurance Quote Today


We know that was a lot to read and insurance can be confusing. At Unity AIA we offer FREE business insurance quotes and FREE consultations we want to help you properly insure your business. To learn more about protecting your business click here to schedule your consultation or get a quote. We look forward to hearing from you.

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